Tabiani, Saleh (2010) The effect of financial literacy on saving : a study on Malaysian population / Saleh Tabiani. Masters thesis, University of Malaya.
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Abstract
Personal saving is valuable for the whole nation. Saving of today, affects the consumption of future, because the saved money is invested in financial assets and goes through investments in industries, factories, prosperities, and other kinds of investment that is necessary for country’s growth. Saving also can help the country recover from financial crisis more easily. In this study the factors that are likely to increase personal saving are measured. These factors include the financial literacy of individuals, saving motivation, and socio-demographic characteristics such as, age, gender, ethnicity, number of children, nationality, income, and education level. The main focus of this study is to examine the effect of financial literacy on saving amongst individuals, which is found to be very important. Results also show that different saving motivations increase saving. Moreover age, gender and number of children were found significant factors which can improve saving.
| Item Type: | Thesis (Masters) |
|---|---|
| Additional Information: | Submitted to the Graduate School of Business Faculty of Business and Accountancy University of Malaya, in partial fulfillment of the Requirements for the degree of Master of Business Administration |
| Uncontrolled Keywords: | Financial Literacy; Saving; Personal Saving. |
| Subjects: | H Social Sciences > H Social Sciences (General) H Social Sciences > HG Finance |
| Divisions: | Faculty of Business and Accountancy |
| Depositing User: | Ms. Asma Nadia Zanol Rashid |
| Date Deposited: | 08 May 2013 12:41 |
| Last Modified: | 10 Jul 2013 15:59 |
| URI: | http://studentsrepo.um.edu.my/id/eprint/3571 |
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